Bespoke independent mortgage advice

Enabling life's great moves

We'll find you a competitive mortgage, tailored to suit your individual needs.

At Ashwell, we work hard to find our clients the best mortgage deal we can, a mortgage tailored to suit you. Our mortgage advisors are always up-to-date with the latest deals and can offer a comprehensive range of mortgages from across the market.

Why not use our mortgage calculator below to check the latest competitive rates available, our Virtual Adviser is also on hand 24/7 for your convenience. Alternatively, to find out what your borrowing potential might be, contact Simon Field directly using our enquiry form.

Karl Judd - FNAEA - Owner & Managing Director, Ashtons Founder, Ashwell Mortgage Services

Actively working within the property industry for 30 years, Karl is renowned for his expertise and pioneering approach, clearly demonstrated by his success as owner and Managing Director of Ashtons - a multi-award winning, Hertfordshire based estate agency, who has helped 1000’s of clients each year fulfil their property aspirations.  Many of Karl’s clients found the myriad of mortgage and service products from general financial advisors confusing.  Ashwell Mortgage Services was created to be a specialist in solely providing unrivalled mortgage advice, to source the best product for each individual’s needs from the many hundreds of differing products in the market.

Simon Field - CeMAP - Mortgage Advisor

Simon joined Ashwell Mortgage Services in 2020, bringing with him significant knowledge and expertise, having worked in the mortgage industry for over 8 years. Fully CeMap qualified and having held positions locally in St Albans, Harpenden and Welwyn Garden City for Halifax and another national estate agency. Simon always offers an individual tailored and bespoke approach for each and every client, taking great pride in being able to offer a seamless, first class service consistently. With full market access and knowledge of the local area Simon is best positioned to offer unrivalled mortgage advice to all Ashwell clients.

Who we are

Ashwell Mortgage Services aim to make the homebuying process as simple as possible. We purely specialise in mortgages and do it brilliantly – day in, day out. Dealing with all major UK lenders, we will always source the best solution, so if you’re looking for a fixed, tracker, discounted, capped, offset or a variable product – we have the solution for you. We can also help if you require, with ancillary property or mortgage related products such as buildings & contents or mortgage protection.

What we offer

Every mortgage we arrange is bespoke. Before we recommend a lender we get to know you; your lifestyle, income and goals. We will tailor a mortgage to precisely fit your needs, whether you are buying for the first time, buying to let, moving home or a combination. A million miles away from a comparison site, our expert advisers have access to exclusive deals and will show you the way with clear, considered recommendations.

Whatever your requirements, we will find the best mortgage for you.

Mortgage Calculator

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© Copyright 2021 Ashwell Mortgage Services. All rights reserved.

Ashwell Mortgage Services Ltd. is authorised and regulated by the Financial Conduct Authority (FCA), registration number: 930575. Registered office: Verulam Point, Station Way, St Albans, Hertfordshire, AL1 5HE. Registered Company number: 11965939, registered in England and Wales. Ashwell Mortgage Services Ltd. is an appointed representative of JLM Mortgage Services Ltd., FCA registration number: 300629. Further details can be found by visiting

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service which can be contacted as follows: The Financial ombudsman Service, Exchange Tower, London E14 9SR